Top Scholarships and Financial Aid After Class 12 in India
Top Scholarships and Financial Aid After Class 12 in India (2025 Guide)
Higher education in India is becoming increasingly expensive — especially in private colleges or professional courses like engineering, medicine, law, and management. But money should never be the reason to stop dreaming.
In this blog, we’ll explore the top scholarships after 12th in India, their eligibility, how to apply, and tips to increase your chances of getting selected.
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🎯 Why Scholarships Matter
✅ Reduce financial burden on students and parents
✅ Make quality education affordable
✅ Recognize and reward talent
✅ Promote education among underprivileged and rural students
✅ Encourage students to aim higher
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🏆 Top Scholarships After Class 12 (Science, Commerce, Arts)
Here is a list of most popular and valuable scholarships in India for students who have passed Class 12:
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🔹 1. PM Scholarship Scheme (PMSS)
Who can apply?
Children of ex-servicemen / ex-coast guard personnel
Eligibility:
Min. 60% in Class 12, enrolled in a professional course
Amount: ₹2,500/month (girls), ₹2,000/month (boys)
How to apply: ksb.gov.in
✅ Best for students from military families
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🔹 2. National Scholarship Portal (NSP Scholarships)
Type: Central + State Government schemes
Eligibility: Based on caste/income/merit
Popular scholarships under NSP:
Post-Matric Scholarship (SC/ST/OBC)
Minority Scholarship
UGC Ishan Uday for NE students
Amount: Varies (₹5,000–₹50,000/year)
How to apply: scholarships.gov.in
✅ One-stop portal for most government scholarships in India
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🔹 3. INSPIRE Scholarship (For Science Students)
Offered by: Department of Science and Technology
Eligibility:
Top 1% in Class 12 board exam
Must be enrolled in BSc, BS, or integrated MSc
Amount: ₹80,000 per year for 5 years
Apply at: online-inspire.gov.in
✅ Ideal for science students aiming for research careers
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🔹 4. AICTE Pragati & Saksham Scholarship
Who can apply?
Pragati: Girl students in technical courses (BTech, Diploma)
Saksham: Differently-abled students
Eligibility:
Family income < ₹8 lakh/year
Amount: ₹50,000 per year + ₹2,000/month for 4 years
Apply at: aicte-india.org
✅ Especially for female empowerment and inclusive education
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🔹 5. Kishore Vaigyanik Protsahan Yojana (KVPY) (Now merged with INSPIRE)
Field: Pure sciences (BSc, Integrated MSc)
Amount: ₹5,000–₹7,000/month + contingency grant
Selection: Aptitude test + Interview
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🔹 6. Colgate Scholarship
Offered by: Colgate-Palmolive India
Eligibility: Students from low-income families
Amount: ₹75,000 to ₹1,00,000
How to apply: Online form + short interview
✅ Private company initiative with easy application process
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🔹 7. HDFC Educational Crisis Scholarship
Who can apply?
Students in financial emergency (loss of earning parent, medical issues)
Amount: Up to ₹75,000/year
Apply at: hdfcbank.com
✅ Life-saver for families in sudden financial difficulty
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🔹 8. Foundation for Excellence (FFE Scholarship)
Eligibility:
12th pass with good rank in JEE/NEET
Family income below ₹3 lakh/year
Courses Covered: BTech, MBBS
Amount: Full or partial tuition fee support
Apply at: ffe.org
✅ Especially for meritorious students from poor families
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🔹 9. Sitaram Jindal Foundation Scholarship
Eligibility:
12th pass with 60%+ marks
Family income: Less than ₹2.5 lakh/year
Amount: ₹500 – ₹2,500 per month
Apply at: sitaramjindalfoundation.org
✅ Simple offline process, wide category coverage
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🔹 10. CLP India Scholarship
Offered for: Students living near CLP project areas (UP, Rajasthan, etc.)
Eligibility: 12th pass students pursuing technical/higher education
Amount: ₹6,000 – ₹18,000 annually
Apply at: Through local NGO partners
✅ For rural students in specific zones
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🎓 Scholarships by Top Colleges
If you’ve taken admission in top colleges like IITs, DU, JNU, AIIMS, IIMs, they also offer institute-specific merit-cum-means scholarships:
DU College Scholarships
IIT Merit Scholarships
Jamia Millia & AMU Scholarships
IIM Fee Waivers based on income
✅ Ask the student affairs or admission office after enrollment
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💼 Scholarships for Studying Abroad After 12th
Inlaks Scholarship
Tata Scholarships for Cornell
J N Tata Endowment
DAAD (Germany), Chevening (UK)
Need-blind admissions at top US universities
✈️ Requires strong academic record, essays, financial documents
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📄 Documents Required for Scholarship Applications
🗂 Generally needed:
Class 10 & 12 marksheets
Income certificate (from tehsildar or govt officer)
ID proof (Aadhaar, PAN)
Bank account details (student’s name)
Admission proof or college ID
Caste certificate (if applicable)
Passport-size photo
✅ Keep scanned copies ready for easy online applications
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📢 Tips to Win Scholarships After 12th
🎯 Apply early — don’t wait for last dates
📧 Register on scholarship portals & check regularly
✍️ Write good personal statements or essays
📞 Contact NGOs, foundations in your area
📚 Maintain good grades and records
🔁 Reapply every year if the scholarship is renewable
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Scholarship for BTech, MBBS, Commerce students
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❓ FAQs: Scholarships After Class 12
Q1. Are scholarships only for poor students?
No. Many scholarships are merit-based (for toppers), while others are need-based (for low-income families).
Q2. Can I get multiple scholarships?
Sometimes, yes. But often you can only claim one major government scholarship at a time.
Q3. Is there any scholarship for general category students?
Yes. Schemes like INSPIRE, Pragati, and private scholarships do not depend on caste.
Q4. Can I apply for a scholarship before college admission?
Some allow it, but most require proof of admission. Always check guidelines.
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✨ Final Thoughts
Don’t let finances block your future. India has hundreds of scholarships and financial aid schemes for talented and needy students. All yo
u need is awareness, action, and the courage to apply.
Start early, prepare your documents, and apply to as many relevant scholarships as possible. Education is your right — and help is available if you seek it.
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